Where I left off last time, we had put my dad in an assisted living home and were very happy with his care, feeling good about the whole experience other than various family members treating us like monsters. My sister was getting the brunt of it, because I was just letting it roll off my back. I figured, let them spout off their nonsense. They’re entitled to their opinion. But my sister was fighting back and calling them on their bullshit. I kind of admired her for that, while at the same time thinking it was a waste of breath and energy.
Okay, here’s the part that’s difficult for me to put out there in public. I might type this up and then take it right back down again.
Anyway, a few years before my mother passed away, she had my sister and me sign power of attorney papers for her and my dad. In her misguided attempt to make things fair, she made my sister and me equal POA. When my mother first got ill, my sister and I worked like a well-oiled machine. We were a perfect team! She handled the medical end of things — dealt with the hospital and nursing home, called the insurance company, spoke with doctors. I took care of practical things like making sure my mother’s needs were met, taking her where she needed to go and things of that nature.
When my dad got sick, it all went downhill. My sister didn’t want to deal with the hospital and didn’t want to do any of that. Because of my dad’s MRSA, she couldn’t bring her son around my dad or risk spreading it to her family (which to this day I think is a huge crock of shit). She was constantly calling me to take care of more and more issues to where I was ready to lose my mind.
At the same time, because we had POA, we had control of the bank accounts. Checking, retirement fund, savings. RETIREMENT FUND. Yes, that big chunk of change that was there to see my dad through his retirement. I took over paying his bills, so I had control of the checking account. Between his Social Security and a small retirement fund from my mom, it wasn’t quite enough to cover his assisted living, so we would take a little out of the retirement and savings to make up the rest until we could get someone to rent his house. Which, we did end up renting the house to Jonathon and his girlfriend — they do fine with it. Never late or anything.
Summer before last (2010? I think?), my family went on a beach vacation with a friend of mine for a week. While we were there, my sister started calling me with great urgency, saying that she “needed” my dad’s retirement passbook to pay a bill for him. She was calling me every hour, just going nuts. I told her there was nothing I could do while I was away, and she kept insisting that it was an emergency. She finally got hold of Jonathon, who’d stayed at my house to take care of the dogs. I told him to put her off til I could get to the bottom of it, but my sister convinced me, against my better judgment, to go ahead and give her the passbook to take care of whatever emergency it was. I never did find out what it was. My sister is the master of vague and abstract. After talking to her, you’re always left more mystified than before.
So here we are two years later, and I haven’t seen hide nor hair of this retirement passbook. It’s gone, spent, kaput. We have pressed her repeatedly for receipts or any kind of proof whatsoever where this money went, but she continues her vagueness, or even worse, pretends to not understand what we’re asking for. At this point, we’re just shit out of luck and spinning our wheels trying to make this work for my dad. We try to cover his needs out of our own money, but that is starting to spiral out of control. I still don’t know the full extent of the damage done because my sister was hiding her tracks by coming in and taking the mail every day. We eventually found that my dad’s credit situation is dire because he’s so overextended. Cosigned on a truck (my sister’s). Took out three or four personal loans (unsure whether they were for my sister or not, but we strongly suspect they were). My sister WAS keeping up with those loan payments, but when she stopped, the bank started taking money out of his account, which in turn cost US the money because we had to cover it.
It’s just ugly and dirty and foul. We are finally in a position in our lives where we could live comfortably, but we’re finding ourselves struggling like we did years ago. I don’t know how long we can hold on like this, paying for us AND my dad. There’s no accountability coming from my sister, no shame, no remorse. I tried keeping these lines of communication open with her, letting her know how much help we need at this point, but she honestly doesn’t care.
I still haven’t told my dad a word of this. He’s 80 years old and would be completely devastated if he knew how badly his money has been mishandled. And because of my mother’s concept of “fairness,” I’m just as responsible for the mishandling as my sister is. Hindsight is 20/20 and all that, but why on earth did I let her take control of the retirement fund? Why on earth didn’t I do more to force the issue?
I lose sleep every single night worrying about this. I hear my mother’s voice in my head, berating me and telling me how badly I’ve fucked up, what a horrible person I am. That voice isn’t hard to imagine at all, because that’s the way she was in life. I just wish I knew, is my sister losing sleep? Is our mother’s voice haunting her? Because I don’t know how much more I can handle alone.